Financing

Pay how you want.

Cash or GoodLeap financing. Soft-pull prequalification — no hard hit on your credit until you commit.

Start your assessment

Two ways to pay

Pick the one that fits.

Cash

Pay in full, get the simplest closing path. Bank transfer or check. The fastest closing path.

GoodLeap

Financing for HVAC and comfort upgrades. Soft-pull prequalification, subject to credit approval.

How approval works

From prequal to install.

Step 01

Finish the intake.

We need home and equipment context first. The lender offer is tied to a real replacement path, not a shortcut quote.

Step 02

Pick a lender.

GoodLeap's soft-pull link is presented after intake. No hard pull until you commit to a specific loan.

Step 03

Lock in your install.

Lender ACH-disburses to us; you sign the install scope; we schedule. All paperwork in one handoff.

The fine print

Things people ask about financing.

Will prequalification affect my credit?

No. Prequalification is a soft pull — it does not affect your credit score. A hard inquiry only happens when you formally accept a specific loan offer. We make this clear before you enter the lender flow.

What rates are available?

Rates are set by the lender — GoodLeap — based on your creditworthiness, loan amount, and term. We won't promise specific APRs because the lender makes that call. Prequalification shows you real offers before you commit.

Are there prepayment penalties?

Terms vary by product. Review the lender agreement carefully before signing — we can't speak to every product GoodLeap offers.

Can I refinance later?

That's between you and the lender. NewHVACDeals doesn't hold the loan after disbursement — the lender does. Refinancing, payoff, and term changes go through your lender's servicing team.

What if I don't qualify?

Cash is always an option. If GoodLeap can't approve you, the install desk can discuss cash terms.

Soft-pull prequalification at intake. Real numbers, no hit to your credit.

Start your assessment