HVAC cost calculator. Real Florida pricing.
Enter your zip and square footage. We'll show you what a new AC, heat pump, or full HVAC system actually costs in your part of Florida — including rebates, financing, and installation. No email. No sales call. No bait-and-switch.
Three inputs. Full pricing.
Enter your zip & square footage
We use your county's climate zone, utility territory, and home size to calculate the right tonnage.
See all four tiers instantly
Basic, Deluxe, Premier, and Optimum — every tier priced transparently with no hidden fees.
Rebates applied automatically
IRA federal credit ($2,000), utility rebates (Duke, FPL, TECO), and financing options — all included.
Straight answers. No fine print.
How accurate is this HVAC cost calculator?
Within 5-8% of our final quoted price. The estimator uses our real contractor pricing database for 11 Florida counties, updated weekly. The final price depends on your exact ductwork, electrical panel, and equipment selection — which we verify during your free AI assessment.
Does this include installation?
Yes. Every price shown is turnkey — equipment, labor, permits, inspection, haul-away, and our 10-year parts & labor warranty. No surprise add-ons.
How much does a new AC unit cost in Florida in 2026?
For a typical 1,800-2,400 sq ft Florida home, expect $11,910-$14,545 for a Basic 14 SEER system, $15,942-$19,285 for a Deluxe 16 SEER, $21,302-$24,973 for a Premier heat pump, and $29,492-$30,911 for an Optimum variable-speed system. Rebates typically knock off $2,000-$4,000.
What rebates are available for HVAC in Florida?
The federal IRA heat pump tax credit is $2,000 for qualifying Premier and Optimum tiers. Utility rebates vary: Duke Energy offers up to $1,500, FPL offers up to $2,150, TECO offers up to $1,000. We apply every rebate you qualify for automatically.
Can I finance a new HVAC system?
Yes. We offer 0% APR financing for 12-24 months through Wisetack (under $25K) or 120-month fixed financing through GoodLeap ($25K+). Monthly payments on the calculator assume 7.99% APR over 120 months as a conservative baseline.
Take the 5-minute AI assessment.
AIRA — our AI comfort consultant — builds a personalized recommendation from your home's exact layout, existing system, and comfort goals. Pricing locked in at the end.
Start free assessment